Suze Orman had some info online about choosing a Roth IRA vs a traditional one. She shared that as long as one spouse had 6K of earned income, both could put that amount of funds away in an IRA (even if both did not earn that amount.) Nice to know. Then there's the pros and cons of which IRA gets taxed Before putting in place versus when it's taken out.
When I was talking over the idea with someone fairly 'in the know' she suggested it wasn't necessary coming into one's 60s with various life goals such as finding more secure housing, transportation and such to sock some money away.
